Our economy is in rough shape.  There is debate over whether or not we are in a recession or about to be in a recession or not about to be in a recession….  You can call it what you want but I don’t think anyone will argue that it isn’t the best. 

There are many people in the US who have a lot of credit card debt.  People assumed that their economic status was going to improve over time and bought homes and cars and all sorts of stuff that they couldn’t really afford to buy.  Now that their income has stayed the same or gone down it is hard to be able to pay all the bills as well as be able to afford the higher priced gas and food.

One option for people in these situation is to consider consolidating your debt.  If you do consolidate debt that won’t actually mean you pay less money to the companies you owe money to.  But, rather it will probably mean you can get a lower interest rate, therefore lowering the total amount of money you will end up paying. 

If you check out bills.com you will be able to get advice about consolidating your debt.  Whether your primary goal is to lower payments, reduce debt, avoid bankruptcy, save money, resolve IRS tax debt or consolidate student loans they will have a solution that could be helpful to you.  There is a lot of information depending on what you need to do.  One article I think would be very helpful if you have a lot of credit card debt is Credit Card Debt Help.

Whatever you situation, if you need help with your debt make sure to check out bills.com.

**This is my sticky post for Thursday, September 4th. Newer entries may be posted underneath this one.**

Hailey will be turning two in a little over a month, so I have started to think about all of the things I wish I could get her for her birthday.  Here are thirteen things I would buy her if I could.  I won’t be able to get her everything- so you are all more than welcome to let me know what you’ll be purchasing so I can cross it off my wish list

The Levels of Discovery Princess Toy Box.

This Kidkraft Dollhouse Bookcase.

Play food for her kitchen.

Play pots and pans for her kitchen.

Playdough tools.

Melissa and Doug puzzles

This Melissa and Doug Magnetic Chalkboard/Dry-Erase Board

This Alex Toys - Super Art Table

A bike

Clothes- she doesn’t have anything that will fit her when the weather gets cooler.

Art supplies for all of our fun crafts we do.

Dolls and things to go with the dolls- bed, stroller, etc.

Books

Stop by Thursday Thirteen to see more participants.

Make sure you check out my fabulous giveaway this week- it’s for a $50 gift certificate!

Do you have any nosy neighbors?  I’m sure we all have that certain neighbor who usually knows everything that is going on in the neighborhood- who is on vacation, who is splitting up, who gets a lot of packages, etc.  The Sproutwells have one of those neighbors- just watch and see:

I know you must be curious now about how freshfunds works.  If you go to FreshFunds you can sign up for an account (it takes about 15 seconds).  Then you save points that you will get when you buy healthy foods.  Then once you accumulate enough points you can use those points to bid on great items.  For example, a few of the items I would love to bid on- an elliptical, a travel package (which includes plane tickets and a camera) and Pink Kitchen Aid appliances.

It’s really very simple and there are tons of great prizes coming up- so hurry on over to FreshFunds to join the fun today!

I am always looking for ways to try to be healthier.  I try to exercise and try to eat healthy.  I try to get enough sleep, but Hailey doesn’t always cooperate with that plan.  Recently I’ve noticed when I look in the mirror that I am starting to look older.  Now, I have always looked quite a bit younger than I am.  When I was in my late teens and early twenties it really bothered me that people thought I was so young.  Now that I am 30 I really like hearing people tell me they think I only look 20.  But the lack of sleep that being a mommy brings and several stressful things that have happened are starting to make me look a little older.  So, I was reading about Solutions IE Total Body Detox today.  Check out this press release:

Press Release:
Lehi, UT – The SOLUTIONS IE Total Body Cleanse formula combination is the latest breakthrough technology in the health industry, according to Lyn Hanshew, M.D. The program consists of two powerful products, Total Zeolite and Total Silver. Creator, and SOLUTIONS IE founder, David Larson, says zeolite - a naturally occurring mineral formed from volcanic ash millions of years ago -supports the body in the elimination of toxic heavy metals and harsh chemical toxins.”

Zeolite minerals from Total Zeolite enter the body as energized cages that trap toxic heavy metals and pollutants, such as mercury and lead, and eliminates them. Your body then has a cleaner, healthier environment, free of toxic heavy metals and modern poisons that can make you sick. Zeolite is so powerful it is used to create purified, medical grade oxygen from air using its ability to trap impurities. Zeolite was also used successfully in the clean-up after the nuclear power plant disaster at Chernobyl and was fed to cattle to keep radioactive ions out of the milk.

Total Silver is the perfect companion to Total Zeolite. Unlike antibiotics, which destroy only bacteria, and destroy both good and bad alike, Total Silver has been proven to destroy many different types of pathogens including viruses, bacteria, fungi, and other single-celled organisms such as parasites.

Total Silver may also be the answer to the rapid rise of staph infections. Several studies at a major Western University have shown the powerful effects of Total Silver on infections such as Methicillin-resistant Staphylococcus aureus (MRSA).

“The combination of these two products will create a healthy environment for your immune system, rid your body of toxic waste, as well as kill any destructive pathogens that could be making you sick,” says Dr. Hanshew.

The Total Body Cleanse system is starting to see a boost in prescriptions from integrative practitioners around the world. Larson says these breakthrough formulas combine to address the most basic reasons why most people get sick: toxic environments and harmful pathogens. “Detoxification is a must to maintain a healthy lifestyle. You will be astounded at how much more vibrant you will feel when the internal cleansing process begins. Both Total Silver® and Total Zeolite® are provided in simple-to-use Intra-oral sprays making detoxification simple” says Larson.
Total Zeolite and Total Silver are the newest products from SOLUTIONS IE. Please visit http://www.solutionsie.com or call 801-717-3225 for more information.

I know I do.  Well, technically I don’t need a new laptop, but Rich does.

Let me refresh your memory, in case you have forgotten.

This is Rich’s laptop.  A certain toddler who lives in our house, was one day trying very hard to get Rich’s attention.  She got his attention when she grabbed the screen and pulled it backwards.  You know- the way it isn’t supposed to go.  Well, something inside the laptop broke and this is how Rich’s laptop looked afterwards.

Rich does have it held open using a very sophisticated method (duct tape).  It’s been like this since June and Rich has been looking for a laptop ever since this happened.  But you know what?  A new laptop is expensive.  So he hasn’t bought one yet.

To saw I was excited when I saw the Charter Laptop-a-Day Giveaway would be an understatement.  Rich’s birthday is coming up soon and if I could win him a laptop that would be just perfect.

So, here’s the part you’ve been waiting for.  What do you have to do in order to have a chance to win?  You simply have to sign up for any Charter Communications service online and then you will be automatically entered to win one of 30 HP Compaq Presario C770US Laptops.  And each laptop is worth over $600. 

Not only will you have a chance to win the laptop, but if you sign up for a Charter Communications service online you will get a Shell gas card valued up to $100.

Hurry on over to Charter Communications to check out their great services and prices.